Terms and conditions for service use

These terms govern your use of kotahvorsolar.com and our subscription financial planning service. Please review them carefully before engaging with our site or subscribing to our services.

September 20, 2025

Acceptance of terms

By accessing or using our website, you agree to these terms and any policies referenced. If you do not agree, please do not use our site. Continued use signifies acceptance of updates to these terms.

Definitions

Key terms used in these conditions are outlined below.

• ‘Service’ refers to our subscription-based financial planning consultations and plan reviews.
• ‘User’ means any individual accessing or using the website or services.
• ‘Advisor’ denotes a qualified financial planner engaged by kotahvorsolar.com.
• ‘Content’ includes all information, materials, and communications provided on the site.

Service usage and access

Our services are offered for personal, non-commercial use only. Users must be over 18 years of age and based in Australia to subscribe.

Eligibility

You must be an Australian resident, 18 years or older, to access or subscribe to our paid services.

Proof of age or residency may be requested.

User responsibilities

Users are expected to act honestly and in accordance with all applicable laws.

• Provide accurate, current information when subscribing or communicating with us.
• Maintain confidentiality of your account and personal details.
• Notify us promptly of any unauthorised use or security concerns.
• Respect the rights and privacy of other users and our team.

Prohibited uses

You agree not to misuse our website or services in any way, including:

• Engaging in unlawful or fraudulent activity
• Attempting to gain unauthorised access to systems or data
• Transmitting harmful or malicious content
• Misrepresenting your identity or affiliation
• Violating intellectual property or privacy rights

Intellectual property rights

All content, branding, and materials on kotahvorsolar.com are owned or licensed by us. You may not reproduce, modify, or distribute any part of the site or its materials without written consent.

User-generated content

If you submit content or feedback, you grant us a non-exclusive right to use it for service improvement.

Privacy and data protection

We handle your personal data in accordance with our Privacy Policy. Please review the Privacy Policy for details on collection and use. View Privacy Policy

Disclaimer and limitations

Please review our Disclaimer for important risk disclosures.

Limitation of liability

We are not liable for indirect, incidental, or consequential damages resulting from your use of our services or site.

Indemnification

You agree to indemnify us against claims or losses related to your misuse of the site or breach of these terms.

Dispute resolution process

We encourage you to contact us to resolve any issues before seeking formal dispute resolution.

Governing law and jurisdiction

These terms are governed by Australian law. Disputes will be subject to jurisdiction in Australia.

Termination

We may suspend or terminate your access if you violate these terms. You may cancel your subscription at any time.

Modifications

We may change these terms as needed. Continued use after changes signifies acceptance.

Severability

If part of these terms is unenforceable, the rest remains effective.

Entire agreement

These terms, along with referenced policies, constitute our full agreement with you.

Contact for legal queries

Questions about these terms may be sent to our team.